Capital Gains Tax 2026 for Cross-Border Workers: Who Taxes You?
Belgian cross-border workers pay capital gains tax in Belgium, regardless of where they work. Guide to the 10% rate, DTT rules and self-declaration 2026.
Declaring crypto in Belgium: Box XV vs Box VII — codes 1444, 1440 and 2440 explained
Declaring crypto in Belgium: which box in Tax-on-Web — Box XV (speculative, 33%), Box VII (staking/lending, 30%) or Box XVII (professional)? Codes 1440, 2440, 1444, 2444 and foreign exchange CAP reporting explained.
Staking & Lending Crypto in Belgium: Normal Management of Private Wealth — or Not?
More and more Belgian individuals are staking their cryptocurrencies or lending them via an exchange or DeFi platform. Do you automatically fall under the 33% rate? This article explains both the staking rewards tax (30% movable income) and the capital gains regime (10% normal management vs 33% speculative) for AY 2026–2027.
Mortgage refinancing in Belgium 2026: free at the same bank?
Mortgage refinancing in Belgium: since 10 June 2024, refinancing with your own bank is free of reinvestment fees (file fee capped at €175). When is it worthwhile and what are the pitfalls?
Reynders Tax vs Capital-Gains Tax in Belgium: Do They Overlap or Do You Pay Twice?
Does Belgium’s Reynders tax and new capital gains tax apply to the same fund? We break down where they overlap and how to avoid paying twice. Examples included.
Within-Year Loss Offset under Belgium’s 10% Capital Gains Tax (2026)
Can you offset stock losses against gains in the same tax year under Belgium’s new CGT? Full rules for 2026 with examples and edge cases explained.
Reading Financial Information: Belgium Guide
Learn to read annual reports, balance sheets, income statements, KIDs, price charts and financial news as a Belgian retail investor.
Behavioural Finance for Belgian Investors
Discover the six key behavioural biases that hurt Belgian investors — from loss aversion to home bias — and six practical countermeasures to protect your portfolio.
Time in Market vs Market Timing Belgium (Compared)
Time in the market vs timing the market for Belgian investors: 30-year evidence, missed-best-days statistics, and behavioural pitfalls.
How to Determine Your Risk Profile (Belgium)
How to determine your risk profile as a Belgian investor: MiFID questionnaire, real risk capacity, and how to translate it into an asset allocation.